ZIONS CREDIT CORPORATION
Equipment Finance & Leasing Experts
A Subsidiary of Zions First National Bank
ZIONS BANK
Member FDIC
Why Zions Credit Corporation?
1. Affordable - Low rates and fees, plus TIA “ Members Only ” special discounts
2. Simple - Straight-forward application and approval process
3. Quick Turnaround - Fast internal credit approval
4. Pre-Payment - Pre-booking and pre-funding to your vendors
5. Assurance - A trusted name in lending with over 100 years of experience
6. Full Service - A complete line of banking products to serve all your needs
7. Flexible - Custom terms, payment structures and lease termination options to fit your needs
8. Understanding - One account manager to help determine which lease is right for you!
9. Reliability - People, processes and underwriting standards you can count on
10. Professional Customer Service - Committed to staying connected to our customers.
Zions Credit Corporation Zions Bancorporation is one of the nation's premier financial service companies, consisting of a collection of great banks in select high growth markets. With over 130 years in business and $20B in assets, Zions is able to give you the support, service and competitive interest rates your clients deserve.
Businesses ARE LEASING! • 8 out of 10 businesses lease some or all of their equipment. *
• Over 30% of all capital equipment in the US is acquired through leasing. *
• Equipment leasing is expected to exceed $214B in 2004. *
• An estimated 30% of all equipment leases are originated by vendor finance programs and referrals. *
*Equipment Leasing Association 2003
Why lease? Leasing conserves valuable working capital and bank lines.
Lessees can obtain the latest technology without assuming the upfront costs and risk of ownership.
Leasing provides long term, fixed rate and fixed payment financing.
Leasing gives small and middle market companies an efficient way to gain the leverage needed for growth.
Leasing offers the option of deducting 100% of the lease payment as an operating expense.
Leasing reduces capital budget constraints. Often leasing may be considered part of the operating budget and requires fewer internal approvals.
There are a variety of leasing products available, allowing the lessee to customize a program to address specific needs and requirements.
Leasing allows a company to better match cash outflow with revenue production through the use of the equipment.
Products Operating Leases
Finance/Capital Leases
Traditional Equipment Loans
Synthetic Leases
Refinance or Restructuring
TRAC Leases
First Amendment Purchase Options
Project Leases We offer a complete line of equipment financing products, with the best service available; specifically designed to meet the individual needs of our customers.
Zions Credit Corporation Chris Bauco
Account Executive
Zions Credit Corporation
310 South Main Suite 1300
Salt Lake City , UT 84101
Phone 801-524-7367
Fax 801-951-5155
Cell 801-419-9823
http://www.zionsbank.com/biz/equipment_leasing.jsp?leftNav=bf_bfinance&topNav=bfinance
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